CONSUMER LOANS
Connecticut Community Bank offers a wide range of consumer lending products to meet your borrowing needs. We will help you find the product you need for financing your next home, home improvement project, automobile, or education needs.
RESIDENTIAL MORTGAGE LOANS
We offer a full service residential real estate lending department to assist you with your individual mortgage needs. Whether you are purchasing your home, building or refinancing, we can help find the right product for you.
Products and Programs:
- Conventional loans with fast, easy approval
- Fixed Rate Loans with flexible terms
- Adjustable Rate Loan Programs - with a variety of flexible terms
- Construction and Construction to Permanent Loans
- Jumbo loans up to $7 million
- First Time Home Buyer Program
- Pre-Approval Program
- Extended Interest Rate Locks
- Interest Only and Pay Option Programs
- 100% Financing Offered on many products
- Second Home and Investment loans
HOME EQUITY CREDIT LINE
Connecticut Community Bank offers a Home Equity Credit line to simplify your finances, giving you greater flexibility and convenience. Use the equity in your home for whatever you need, such as paying for education, taking a vacation, or making home improvements.
Our Loan Features:
- Your interest rate is tied to the prime rate. No annual fee.
- No minimum balance transfer is required.
Click here for additional information on our Home Equity Credit Line. - Simply by writing a check, you can access your credit line at any time.
- Interest may be tax deductible.*
- 1-4 family, owner occupied properties.
- Property insurance is required. Flood insurance may be required.
*Please consult your tax advisor regarding the deductibility of interest.
OVERDRAFT PROTECTION
With Connecticut Community Bank's Overdraft Protection line you no longer have to worry about bounced checks and costly overdraft fees.
Our Loan Features:
- Automatic repayment of advances when a deposit is made to your checking account.
- Interest is charged only for the period of time that the funds remain advanced.
- No annual fee or application fee.
- Advances are made for the exact amount of the overdraft helping you to avoid paying excessive interest charges. The minimum advance is $100.00.
AUTOMOBILE LOANS
Our automobile loans are competitively priced and offer convenient terms to fit within your budget. When your shopping for the car of your dreams, whether it's new or used, choose Connecticut Community Bank for your financing.
PREFERRED ACCESS CREDIT LINE
Our Preferred Access Credit Line is designed to provide flexible financing whenever you need it. Advance funds from your credit line simply by writing a check. To meet your borrowing needs, we offer both a secured and unsecured Preferred Access Credit line.
HOME EQUITY LOANS
Tailored for your individual financing needs, our Home Equity Loan is a fixed rate product with fixed payments for easy budgeting. Put the equity in your home to use today.
Our loan products are available to qualified applicants only. Contact a branch location for application information.
For current rates, click here.
